Step 1 - Budget

JOSH METTLE
Unless you are paying cash you truly are buying a LOAN not a HOME. So before we design the home our best first step is to design our loan.  This step can save you tens of thousands of dollars or cost you tens of thousands of dollars.  We work to save you money on the loan costs so you can spend it in your kitchen where you can see it.  It is a lot more fun to shop for designer tubs, tile, hardware, appliances and lighting if you know you can afford them.

If you are lucky enough to pay cash we will still want a budget to ensure you stay within the comparable homes in your neighborhood and if you ever needed to sell you could.  Most people tell me this is the home they will live in forever. The national statistic is that you will move in 7 years. I know this isn’t you but there are things that are unpredictable in life such as a job transfer or family situation that makes moving necessary. My job as a realtor is to make sure you are covered on all ends. My job is to get your dream home within budget and neighborhood value.

$20,000 Rule
Have you ever heard of people saying they would never want to build again. It was so time consuming or hard on their marriage.  Welcome to a rule that will allow you to enjoy your build job. It all comes down to the budget. How to determine budget. If you are qualified for a $500,000 limit and comfortable with the payment then we will create a budget base on $480,000. If rates rise a little during construction or you find a $75 a sq ft tile back-splash you just have to have, then no worries because it is in the budget. We leave room for these things because it doesn’t matter if it is $200,000 or 2 million 95% of people will spend at least $20,000 more than they anticipated. So why don’t we just anticipate it and enjoy the journey. If you are one of the amazing 5% who can stick with the budget your monthly payment will simply be $50 less and you can enjoy a nice dinner out every month with your savings. There is always a way to spend more and we think you should but not stress over it. So rather than starting at the top of your budget we cut some off and then you can upgrade a stove or finish a family room in the basement, or add on a covered deck you always wanted.

To see if your dreams match up with your budget you can start by going online and finding 15-25 photos of homes, kitchens, bathrooms, exteriors that you love.  Then we will take those and create a home within your budget that meets your needs. Some great places to start are Houzz.com, HGTV.com, Pintrest, Google

To determine budget apply online NOW!

Step 2 - Plans

EMILY OSGUTHORPE MOORE

We will meet for an initial consultation or can start by selecting floor plans online.  We typically make 20-30 changes to every plan. This process can take 2-3 weeks. I walk through homes with buyers, I represent sellers, and I help people build homes all day every day. My specialty is selecting the right floor plan for you within budget and neighborhood value and working with our designer to customize it for YOU!

Where do I start? How do I select a plan I like?
Start by answering the questions below and I can send you 5-10 plans that we can use as a starting point.
1. Do you want a Rambler all main floor living or a Two Story home?
2. How many bedrooms do you need on each floor?
3. How many bathrooms on each floor?
4. Are you single, married, children, taking care of family, or disabilities we can design around?
5. What are the three Most important things this home needs to have in it.
6. What is your ideal square footage and why?
7. When you walk into your home what do you want to feel. What is your favorite style?

To browse plans go to these sites
www.hearthstonedesign.com
www.eplans.com

If this is overwhelming you can start by going online and finding 15-25 photos of homes, kitchens, bathrooms, exteriors that you love.  Then we will take those and create a home within your budget that meets your needs. Some great places to start are Houzz.com, HGTV.com, Pintrest, Google

Step 3 - Design

THERESA EBERT

You will meet with a designer to discuss everything from furniture, interior and exterior selections, structural changes such as closet layout and kitchen cabinet interiors.  We want to help you design a home not just a house.

We pay for up to 5 hours with our designer who selects the hottest trends in design and has access to the best products nationally.  If you would like more design time you are welcome to purchase additional design time at $75.00 an hour.  She will have samples and design boards that you can mix and match, use catalogs, online and suppliers throughout Utah to find exactly what you need.

Where to start? How can we achieve this goal in only 5 hours with a designer? Go online and find 15-25 photos of homes, kitchens, bathrooms, exteriors that you love.  Then we will take those and do all the work by creating a home within your budget that meets your needs.
Some great places to start are Houzz.com, HGTV.com, Pintrest, Google, Osmond Designs.

Step 4 - Build

CHUCK BLACKURST

Chuck will communicate with us throughout the process. You will meet for a final pre-construction meeting where we will look at the full set of plans, make sure the selections are correct, and answer any questions that may still be lingering.

Once plans are signed off you will see your hole dug, footings and foundation laid, framing, electrical and plumbing at which time we will have another meeting called Four Way Inspection. This is a time to make sure framing is done correctly, the lighting and electrical is placed correctly.  Throughout the process of building we will check in weekly to see how things are going. If you have any concern this is the time to bring them up.

It is tempting to call or text every time there is a question but most concerns are resolved by the time we connect on Fridays. If they are not resolved we will take care of them in our weekly connect call or meeting.

You will receive a 1 year Home Warranty with the purchase of the home. This will allow you to fix things free of charge that are deemed necessary by the builder.  A full explanation will be given at our final walk through. The biggest concern I have seen from new home owners is their concrete driveway. It is very important to clear all snow from your driveway the first year you live in a home. Compacting snow can cause damage to concrete. Also using salt the first year is highly discouraged as it will damage concrete. Concrete can take 1-2 years to cure.

 

Testimonial
I have worked with many many builders over the past several years and Chuck Blackhurst has been the builder that meets the clients needs, finishes work on time, pays his subcontractors, meets with clients, and builds with quality.  A lot of builders will promise this but not deliver.  I would have Chuck build my own personal home.
—Emily M.